Quote:
Originally Posted by jcvdd1
Please clarify-
For the safe of brevity, "NO" area within The Villages that floods is not covered by Federal Flood Insurance ?
Thanks
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Please read carefully before jumping. Where did I say you, he or they are NOT covered. You wrote:
Quote:
Originally Posted by jcvdd1
And I was told by my insurance agent; " no need for flood insurance in The Villages"! Glad I didn't listen.
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And I replied:
Quote:
Originally Posted by EdFNJ
Are you near any rivers, dams, streams or beaches? Likely you don't but if it makes you sleep easier it's well worth it for that alone.
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The list I posted (and much more) below that comment is what they will NOT pay for (taken from an insurance website) because it isn't considered a covered flood loss. That I can say from actual experience and a $25K loss back in the mid 90's. One must read their NFIP carefully. The fact your agent said you don't need it leads me to believe you don't.
EDIT: And I repeat: If it makes you feel safer it is well worth having it.