[graciegirl]

Originally Posted by Boomer

For anybody out there who may be thinking about Roth conversions, the article recommended here by Jojo is excellent.

It is in the October issue of "Money" and is called "Retire Without Taxes." The article is about all aspects of the Roth, not just a conversion.

Things are clearly laid out in a question and answer format which is quick and easy reading. I had forgotten about that thing where you can change your mind and convert back to a traditional IRA with something called a recharacterization and then back again. Sounds a little complicated, but could be a good option. In fact, the question for that part of the article was, "What happens if I convert and then the market suddenly tanks?"

Boomer

I see no reason why you can't just become a protestant again.