[capecodbob]

Be aware that you will ONLY be notified by mail when your policy/policies need to be renewed.
We were without home insurance for 1 week and the very 1st notice we got was a "lapse in coverage" letter. Fortunately that letter DID arrive in the mail. We never got a bill, or a policy renewal in our mail box.
There is a serious problem with mail delivery in The Villages. We constantly get other people's mail and packages.
Called several insurance agencies and their policy is to notify you by mail. They DON'T follow up with a phone call or email if they don't hear from you. They just let your policy expire.