In 2015 we bought in TV and were Snowbirds, and brought a car down to garage and use here.
We were going to winter in TV for 5-6 months.
Checked the law, and had it insured, a Florida agent had to write the policy, then registered it in FL.
Also had a car garaged, registered & insured up north for use while there.
Both cars were insured by State Farm even though I had different agents.
State Farm allows you to put the unused vehicle in a storage mode, but some companies don’t allow you to do that.
The storage rate is much lower.
I find when following the law I sleep better!
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