We had State Farm (SF) for many years here in Florida - southwest, Florida, that is, until they stopped insuring here. We kept their car insurance, however. I didn't like any of the insurance companies we had after that. Once SF came back to FL and we knew we were moving to TV land, I called and emailed the SF agent here, twice, and never got a return call, so I used our SF agent in Southwest, FL to insure our home here. We did get a sink hole inspection, and the coverage. We also had a wind mitigation inspection, which dropped our yearly price by, I think it was $40..
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