If you are going to a website with your browser that supports https then you are pretty safe on a public network but there are still some vulnerabilities (someone would really want to get at you and you would need to make some poor choices). If you are using an app to go to a bank or other such website it would make sense to make sure encryption is being used but again there could be some vulnerabilities. Using VPN software on your device in a public network makes everything safe unless the NSA is after you.
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Originally Posted by Nucky
Great idea to use Public WiFi if you are just surfing. Please don't access any credit card info or bank info while in an unsecured situation like that. Your private info can get snagged in a second. 
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