If I understand your post, I would buy the new car in Florida, not in New York. Then, you can just register and insure it in Florida. And, if the timing is right, you could also do a tag transfer in Florida, and not need to pay over $200 for a new Florida tag. You can transfer your Florida tag from one car to another for about $45. Since you already have Florida auto insurance, the new car will automatically be insured when you buy it.
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