Thanks @playgolf06. Wife and I installed the 13.1.2 this morning on our iPads - took about 45 minutes for download and install but it went very smoothly. Our iPads are working fine with no weird things happening. A few changes in looks for some items but nothing locking up. We're doing the iPhones (6S) now; they are taking much longer to download. So far, we've been in the download process for about 90 minutes but almost to the version confirmation and installation phase.
I think people can safely download/install the 13.1.2 but if on your iPhone, be prepared for a rather lengthy process; just part of the fun.
