A wood sub-floor doesn't require a wood floor over it. They could put a layer of soundproofing down over the subfloor, followed by a thin layer of concrete, followed by a layer of cushioning, followed by a layer of carpeting. You might hear someone tapdancing on in the kitchen if there was a tile floor there, but that's about it.
As for "why rent" - every time people come to ToTV to ask advice about moving, the #1 recommendation is always "try renting for a year first." This offers an excellent alternative to renting a house, for folks who need that transitioning buffer. If you've always lived in city apartments/condos, and this will be your first actual single-family free-standing house, the Brownwood apartments are an excellent choice for that year's "tryout" of the Villages.
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