One of the hidden factors in the rate of home foreclosures is the fact that incomes have not risen the way we have come to expect. In the past you stretched the budget for a while to make a home payment, knowing that your income would go up. This in no longer true for working people.

The gap IS widening at an unprecedented rate all over the world, but is especially painful to see it here in such a land of plenty.

You also could always count on a boom economy during war time. Since we shipped all of our manufacturing off shore, we don't make anything anymore. Of that doesn't scare you, nothing will.