Quote:
Originally Posted by jcvdd1
Could anyone please advise me, why "not" carry golf cart insurance with the homeowners policy?
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If on your homeowners policy, the golf cart is treated the same as your sofa or your camera. It is covered if lost or damaged (like, by a fire)
However, if you have an accident with your golf cart and damage someone else's property (their golf cart) or injure someone, that may not be covered. You will be liable to pay for their damages or medical bills out of your pocket.
A separate golf cart policy is not expensive. About $100/year.