Both of us have had UHC TV HMO for a few years with high satisfaction. It is similar to 2 previous HMO's we had at previous locations. Best to check on medicare.gov to compare UHC with Florida Blue to look at your drugs and personal hot spots. They are similar, but differ in detail. Keep in mind the UHC HMO and TVHS are different entities. TVHS accepts both UHC and Florida Blue, but both HMO's have coverage over the state. UHC can be transferred to some other states to benefit snowbirds.
Medicare.gov gives Florida Blue a 5 star rating while UHC gets a 4 star. That puzzled me because it seems the UHC benefits are better than Florida Blue. Especially since UHC provides MVP benefit as well as other fitness centers benefits, better hearing aid benefits, specialist visits without a referal and the ability to temporarily transfer coverage to some other states. It appears the rating difference is in lower member experience with health plan which I suspect is actually a review of the TVHS and perhaps biased by backlash from when TVHS stopped accepting other than UHC. The biggest complaint I hear is it can take a long time to get an initial visit in TVHS when first joining up. We have been able to get same day or next day appointments with our primary when we have minor emergencies - even during peak season. Have also had positive experience with the TV emergency room and a hospital stay.
|