I converted one traditional IRA to a Roth IRA. I was not pleased with the outcome - "take a large tax hit" was the reason.
My opinion is I would rather pay annual taxes on smaller amounts - hence lower tax bracket - than the one-time tax on a larger amount - assuming a higher tax bracket.
I have a second traditional IRA that I am leaving as is. Like you, I don't need the RMD now. I decided that I will use the RMDs to fund 529 accounts for the grand kids for as long as I can.
There is no clear-cut right answer. It's personal. Good luck with your decision.
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