15 years ago, well before I started to take SS, my income took a huge one time hit in a single tax year. I chose to convert my IRA to a ROTH that year as it was the only chance I would ever have and due to my situation the tax bill was not all that bad. I am very glad I did it but my circumstances at the time were an anomaly.
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All I can say is do the math and of course consult with your accountant, financial advisor or other financially knowledgable source first.
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