Talk of The Villages Florida - View Single Post - Credit card fraud
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Old 12-04-2019, 11:33 PM
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Quote:
Originally Posted by retiredguy123 View Post
I agree, except for paypal. If you use paypal, you give up your Federal protection rights to dispute a credit card charge. Paypal is a middleman between the merchant and you. So, once you pay money to paypal, even with a credit card, you cannot dispute the charge based on non-performance by the merchant. I never use paypal for that reason.
I'm going to sound redundant, but I'm asking anyway. For instance: My niece asked me to sponsor her two kids in a danceathon to raise money for a music teacher and field trips for her kids' school. The link was through paypal, and I used my visa. does that mean if there is a problem (school overcharging or being hacked, etc.,) I cannot go back to Visa for restitution? Doesn't paypal have some level of protection? I thought they did, or used to.
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