Talk of The Villages Florida - View Single Post - Social Security Question
Thread: Social Security Question
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Old 12-06-2019, 03:24 PM
Dond1959 Dond1959 is offline
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Default SSA maximize
Being married only has an impact if you collect spousal or a survivor benefit. If you each plan to collect on your own earnings record it has no impact whether you are married. From a taxation standpoint if your file married filing jointly one of you will need to take out additional taxes.

I agree the best thing is get an appointment with SSA and have them calculate your benefits. There are some calculators online, some are free some charge a fee. They can get you pretty close if you have your earnings record from SSA. But only going to SSA will get each of you exactly how much you will get for each filing strategy.