To get the answer appropriate to your circumstances, do either or both of these things:
1. Go to
The United States Social Security Administration and sign up for an on-line account for both you and your wife. There you will find the answers to your questions.
2. Go to the nearest social security office. It's in Leesburg at 900 North 14th Street. They open Monday through Friday at 9:00 a.m.
You can get a lot of opinions here but either of these two sources will give you the facts.