I wouldn't rely upon the people who work at Social Security offices, myself. Does that mean none of them have wise/accurate info? Of course not. But you just don't know. I would, instead, use an expert to help figure the contingencies out.
One of those experts is Professor Laurence Kotlikoff. He's written/co-written several books answering questions about how/when/why to take SS based upon your family's situation. He also has his own software available now that you can pay for that you just plug in the numbers and/or other information needed, and let it do its thing. You can check out one of his SS products at maximizemysocialsecurity.com. It's $40 / year, but I'm not really sure why anyone would need to pay for it more than once (more years).
If you want to go cheaper, go look for one of his Social Security books (make sure it's the latest edition current through 2019) on an online site.
Anyway, best of luck.
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