This is another reason to sign up for the Villages United Health Medicare Advantage Plan. You never pay a co-pay for a doctor visit, only when you see a specialist. Lab work is done in-house and is usually ordered a week before your visit so you can incorporate your labs and normal visit all together. There is also no premiums and MVP Health Club is free. To me, it's a no brainer if you're over 65 and need medical care. They also have several offices so you don't have to travel far, I believe it's nine offices. I go to the Brownwood location which is only about a year old.