I think that buying a home warranty from any company is a bad idea for the following reasons.
1. You will always get a substandard contractor to work on your house because the best contractors have plenty of work and don't need to share their profits with a home warranty company. You will have no choice of contractors, or whether you need a repair or a replacement.
2. When you have an urgent need for a repair, like an HVAC outage in the summer, do you really want to wait 3 to 7 days for a contractor to show up at your house? You will have no control over the warranty company's schedule.
3. On average, home warranty companies pay out only about 8 percent of the warranty premiums for repair claims.
Buy a home warranty if you want, but good luck.
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