Don't you need special approval to remove a tree? Under Florida law, you have to get an arborist to state that the tree is dangerous or diseased or something like that? I thought I read that somewhere, with some recent changes.
If that's the case, then the neighbor is already on pretty shaky ground with her complaint. If it's not the case - decide if you want the tree more than you want a peaceful cordial relationship with your neighbor. If you're willing to give up the tree, have her pay for the removal.
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