I don’t know about golf carts but no seatbelt is safer on motorcycles especially if you wear a helmet, because you can get thrown clear. They have tested airbags for motorcycles but not seat belts. With golf carts, however, it may be different. In the case of slow speed accidents (like the one I witnessed where the golf cart just turned on its side) the seatbelts seem to keep the occupants safe and sound.
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