Secure act
The biggest change for resident's of the villages is the RMW extension to 72. The downside is more for the heirs of your retirement account/s. Heirs of retirement accounts have a much shorter time period to exhaust the account. Assuming that your financial assets are in trusts, which pass mostly tax free to the beneficiaries, the best answer is to draw down the retirement account first before using any taxable income for expenses to avoid heirs having to pay additional income taxes
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