Good question and maybe hard to get the correct answer so double check. In the past I think it was possible to do what you want - collect on your husbands account and not reduce your own payments from your account in the future. I do not think you can do this now. If you start collecting any SS payments before your full retirement age I think you will get less than 100% of your FRA benefit for life. Remember I am sort of guessing but I think I have the correct answer. Try reading this
https://www.ssa.gov/pubs/EN-05-10127.pdf