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Old 01-22-2020, 12:30 PM
retiredguy123 retiredguy123 is offline
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Quote:
Originally Posted by petsetc View Post
You need to confirm with SS, but I believe that you can collect as a spouse and later, usually at age 70(age when benefit maximizes), you can elect to continue with the spousal benefit or change to your own benefit which every is better.

I think what was changed was the ability to collect before age 65, then to repay the monies received to restore the full benefit.

SS needs to confirm.
I agree with verifying the rule with SSA, but, according to this article, what you said does not appear to be correct for people born after January 1, 1954.

Can I Start Spousal Benefits and Claim My Own Social Security Later?