My sinkhole coverage on a $200,000 dwelling is $181 with US Coastal. No costly inspection was required. As with most sinkhole policies there is a 10% deductible. Flood coverage is $115 which, though not likely to be needed here in TVs, is a bargain compared to government coverage.
With regard to one poster questioning if the insurance is worth it given that $30,000 might be considered a total collapse, I would hate to find out the hard way that it might not. There are too many horror stories related to sinkholes in the area not to take the coverage. If you knew in advance that you might have a $100,000 loss requiring you to pay $30,000 but the insurance company would pay $70,000, would you quibble about a $300 premium?
Last edited by Bonsai Golfer; 01-23-2020 at 11:51 AM.
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