It is not normal for the concrete to have enough moisture to make the carpet wet. I would make sure that the exterior ground is properly sloped away from the house so that rain water does not settle against the house and seep under the concrete floor slab. I would also contact my homeowners insurance company to see if the problem is covered. I definitely would not install a wood or laminate floor directly onto the concrete as long as you have the moisture problem. It may be possible to install a plastic moisture barrier to the concrete floor, and then nail down 3/4 inch furring strips to the concrete and install a real hardwood floor on top of the furring strips. But, this would be a more expensive wood floor than most floor projects in The Villages. Just my opinion. Good luck.
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