If your home is new enough to have a Carrier brand thermostat. It most like has a humidity setting. Mold has little to do with temperature, and everything to do with humidity. There's no mold in the dessert and mold exists in glaciers. Set your factory thermostat to control humidity at 50-55%, and set the AC to 80 deg. You are all set. Now people will tell you the house needs to be cooler: Well if you set the house cold enough, the summer humidity will condense around windows and creat water.
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