Boomer, Steve, and the rest.......

You are so right. I know people who just are so bad with their money...then go plead bankruptcy and shaft all those they owe.

I've never paid a penny interest on credit cards, never bounced a check, and figured out for myself what we could afford for a mortgage BEFORE the bank told us anything.

"What do you mean, there's no money in the account...I still have checks!"

Frank D.