Quote:
Originally Posted by 427dave
We had breakfast at Denny's this morning, which was good. When I went to pay with my debit card the lady told me it had been rejected and i had to use another card, which I then gave her another card which was fine. When I got home I checked my account and found out that they had lied to me and my debit card had cleared and was charged. I returned to Denny's and ask for a debit to my account which they would NOT give me. Now I have paid for my meal 2 times and they won't credit my account back for the one they said did not clear. I called the bank and they told me I had to get a credit from Denny's, which Denny's refuses to do. These people are crooks and are lying to people in order to charge two times for the same bill. I will never go back to Denny's and recommend people watch them and how they charge you.
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You didn't mention whether the second card you used was a debit or credit card. There is a huge difference between debit and credit cards with respect to your legal rights. When you use a credit card, you can dispute a charge and the bank must immediately credit your account and investigate the issue. This is required by Federal law. But, if both cards you used were debit cards, then you are stuck with whatever rules the bank has decided to use for debit card disputes. That is why using a debit card is almost never a good idea.