My husband got cash on our Visa once by mistake. I didn't know this. Visa started charging interest on that $ from the moment he got the $. I kept seeing a .$50 interest charge on our bills every month and couldn't figure out why, because we always paid the balance. Finally I called Visa. It turns out the cash retrieved does not show up on the regular bill, and I was missing seeing it because I didn't know DH had done this.
So I had to overpay by guessing an amount on the next bill to cover the charge and interest. I would never retrieve cash from a cc. Debit card only. We probably only use $50-$100 cash a month here in the US, but overseas cash is required much more. I keep a close eye on the debit charges recorded by our bank. Been doing this for ten years with no problems. But we use cc whenever possible.
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