Quote:
Originally Posted by rustyp
Please stop saying there's a time limit without telling the audience what it is. You continue to make it sound like a finite decision - it is not. You can go back to Medicare from an Advantage Plan every single year at enrollment time at a minimum. There are other extenuating circumstances like what's called change of life one can also go back.
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When we voluntarily left an employer-sponsored plan in favor of Original Medicare, our acceptance depended on being able to answer certain health questions satisfactorily. And I suspect we had to pay a higher rate than if we enrolled at age 65. That was in 2011. In other words, it was not automatic. Maybe something has changed?