OP, if you are buying a NEW house, talk to a sales agent, as i recall there is a 30 day period to complete the transaction, and if that is exceeded, there are penalties. As noted above we also used Citizens First, they were easily able to make the 30 day requirement, and the process went very smoothly and we got a very good rate on the mortgage.
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Pennsylvania, for 60+ years, most recently, Allentown, now TV. 
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