I have never hired a company to do annual servicing on my HVAC system. I replace the filters regularly, pour vinegar down the condensate drain, and check the condenser coil (outside unit) for dirt. These are easy things to do. I especially do not pay in advance for possible repairs. When your system fails, there are many good companies in The Villages who will come and repair your system within a few hours. If you have a maintenance agreement, you are locked in to a specific company who may or may not be responsive to your needs. And, there is really nothing that an HVAC technician can do annually to prevent your system from breaking down. If it's not broken, don't fix it. My opinion.
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