Bilcon,
I went through Hurricane Katrina. Yes, you need to be able to protect yourself. When civil order breaks down the predators come out in droves. They go for the easy targets first. Older people are a prime target. Wealthy (by the predators standards) home owners in nice neighborhoods are prime targets. I know I was there. Anyone who was isolated. When the police were called it sometimes took hours not minutes for a response.
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