Talk of The Villages Florida - View Single Post - We're in deep poop
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Old 03-30-2020, 08:57 AM
Heyitsrick Heyitsrick is offline
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Quote:
Originally Posted by LiverpoolWalrus View Post
I don't understand why some people are getting trashed for selling in *mid-February*!!! They were already late. The first case was diagnosed on January 21. The second came a few days later. That's when many of us decided to sell. Nobody criticized us for listening to the news and acting based on previous knowledge of how the market tends to behave under these conditions.
I couldn't care less about what other people's opinions are about when/if to sell investments. There are those that say "don't sell - buy low!". I look at things differently. I benefited greatly from market increases over many years. I sold this year when I was down a grand total of 4.5% from the market highs.

My mission is to preserve capital at this time, not worry about this buy low / sell high mantra. I can easily respond to those who repeat the buy low / sell high philosophy that I DID sell high. I sold after making a great deal of money in market gains over the years. Did I sell at the absolute high of this market? No, but trust me - I've preserved tremendous gains I've made over time. And I'm sleeping quite well, lol.

If you don't need your market investments for daily living plus for doing the things you want to do in life, then fine - let it all ride. Chances are it will reward you over time. But if your nest egg is at risk and your own standard of living could be threatened by losses, that's an entirely different matter. Time can be your enemy in that regard.