Those so called golf cart lanes are in fact officially called multimodal paths. As implied by the name, they are to be used by many modes of transportation. Where there are no sidewalks provided walkers have the right of way over all other modes of transportation and in fact the golf cart has the lowest level of right of way. If they can safely go into the traffic lane they may and should do so. If they can't they need to slow or stop until they can do so.
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