I am no roof expert but; around 20 homes around me have had their roofs inspected and “insurance replaced.” Now the process is the roof gets inspected, if damage is substantial you contact your insurance company to get a claim started. The insurance company then send their own inspector to confirm or deny the damage. The insurance company then has their adjuster review the report with photos then approves or denies the claim. Finally with most of my neighbors going through this process my wife suggested since our roof is 17 years old we should at least participate in the process in case we have a legitimate claim. We did and it has been approved. With this 3 step process I am comfortable it’s legitimate.
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