Quote:
Originally Posted by Warren
I have noticed that many of my neighbors, just south of Lake Sumter, are receiving new roofs from their insurance companies. I was approached by a roofer wanting to file a claim for me for the dammange of "past" storms. He claimed he could get my deductible, as well. He indicated that he has a lawyer, out of Tampa, who handles the claim application on my behalf. My roof is 14 years old. they picked at the edges of the tabs to see if they were loose and take lots of pictures. I could see no obvious signs of damage. I can't imagine any adjuster paying a claim. Seems like insurance fraud to me.
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If you are replacing your roof AND have a lightning protection system (LPS) commonly called lightning rods you should have the system removed by a UL listed LPS installer who is a Master Installer according to Lightning Protection Institute criteria. At the completion of the re-roofing the LPS installer should re-install the LPS.
You should also be aware that door-to-door installers of LPS may not have installed your system according to NFPA-780, The National Standard on Lightning Protection Systems. If that is the case you should be prepared to pay the cost to bring the system up to the above national standard.