Quote:
Originally Posted by Warren
I have noticed that many of my neighbors, just south of Lake Sumter, are receiving new roofs from their insurance companies. I was approached by a roofer wanting to file a claim for me for the dammange of "past" storms. He claimed he could get my deductible, as well. He indicated that he has a lawyer, out of Tampa, who handles the claim application on my behalf. My roof is 14 years old. they picked at the edges of the tabs to see if they were loose and take lots of pictures. I could see no obvious signs of damage. I can't imagine any adjuster paying a claim. Seems like insurance fraud to me.
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Yes, it is, in a way. By giving them that opportunity, you will be required to sign a piece of paper, which really is "assignment of benefits", which actually means they own your roof, which means they own your house. We lost a house that we wanted to buy because of this (and the owner didn't disclose it!). The insurance company denied the claim, so the owner was pretty much stuck..didn't want to pay for replacing the roof, but now it was "reported", so we couldn't get insurance or our mortgage!! Thank GOODNESS our insurance broker did the due diligence well. We found this out about a week before we closed, and AFTER we had had the home inspection! It was a mess. By pass that "help" and contact your insurance agent yourself, if you think you need to have it checked out. I'm happy to say, that we did find a wonderful home, in a lovely neighborhood, with awesome neighbors! ....good things come to he who waits!!!