I bought a villa in October 2019. In January 2020 I received a letter from American Integrity saying (non-renewal) for October 2020. When I contacted my agent he sent me an inspection report with pics, that I didn't know existed. It indicated missing shingles and curling. I was shocked! Then the agent told me to send a letter to American Integrity that I would change to ACV versus Replacement cost. I said a big NO.
I put my ladder up and went around the villa with a camera and there are NOT any missing shingles and 99 % of the roof has NO curling.
In late Septemeber I am going to challenge the insurance companies inspection and suggest I may need a lawyer. Anyone have any other ideas.
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