And when you choose correctly, it works out. When you choose incorrectly, it is considered "thinning of the herd". How ANYONE that is retired, does not have to work for a living considers ANY thing as "REQUIRED" or "Essential" is beyond me. But ya know what, when it is all said and done, those idiots will be far less for those of us that took it seriously enough to deal with next "crisis dejour".
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