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Old 04-17-2020, 06:41 PM
OrangeBlossomBaby OrangeBlossomBaby is offline
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Quote:
Originally Posted by geofitz13 View Post
Perhaps I mis-spoke.
I stand BY my statement. Is that better? You obviously got the idea, but chose to get a bit snarky.
If you do live solely on your Social Security income, I congratulate you. Obviously, no mortgage. Possibly maxed out benefits by holding off on retirement? Good strategy, although not all can do that. You are the only person I have heard of that is living strictly off Social Security. I doubt many others are in your position.
My spouse's pension is less than what just his SS payments will be when he's eligible for it next year, and we have no trouble living off of just his pension as long as we're careful and don't go crazy with travel or expensive toys and doodads. Our health care costs are low only because I work part time to bump up our combined income JUST enough to be eligible for ACA subsidies. It's just another $1600/year that we need to make up for. His social security check will bring us to the point where I can quit working forever. And that would be true even if he didn't have his pension.

Two years after that, I'll get MY social security, and we'll be living the lifestyle we had actually planned on living before hubby's department shut down and forced him into early retirement.