Medicare supplement plans can refuse patients who want to switch.
I originally enrolled in an Advantage plan at 65, which I was not entirely happy with. Two years later during open enrollment, I was prohibited from switching to regular Medicare plus supplement because the dosage of my medication exceeded their limits.
Medicare supplement plans are not permitted to ask about pre-existing conditions during initial enrollment, but under certain conditions, they can refuse patients who want to switch back. My only option was getting a different advantage plan.
Another question to verify with SHINE if you think it might apply to you.
(My needs are not everyone's, but I wish I had stayed with a Medicare supplement. It was more expensive, but in hindsight I should have just paid it.)
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