I had seat belts installed by The Villages shortly after buying them without. I would not even think about driving around here without them! Mine are quite comfortable. Unfortunately in a cart there are limited points where seatbelts can be attached, and the design of the golf cart did not necessarily consider this. Cars are quite the opposite.
Bottom line, get them and use them, comfortable or not. In my observations having lived here for 5 years most cart accident deaths and serious injury result from being thrown from the cart.
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