Compared to other insurances we pay, termite protection insurance is relatively inexpensive AND includes annual treatment for termites. It's my understanding that this is especially important after a home is ten years old, as by then the termite resistance chemicals that have been applied to the raw lumber before construction is pretty much worn off. If I were to do it myself, I'd still be paying for the chemicals AND I wouldn't have the insurance coverage that's included in the annual fee. To me it's one less thing to be concerned with....
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