while I agree to not replace it until you need to, after living in Florida for over 30 years, it does seem like they fail just after business hours on a holiday weekend--anecdotally speaking.
in my last Florida house I had an AC unit built by Chrysler! It was called a Chrysler Air Temp and had lasted about 30 years. I only replaced it when a fan belt or something broke and couldn't get the part needed.
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