My background: I am a physicain (psychiatrist). I am almost 59 y.o. and still practice her in TV. I spent 9 years in the Army as a physician and have practiced for 31 years in all. We have lived frugally (before moving to TV in June my 1994 Ford F 150 had served as my transportation for 14 faithful years). I have no pension except what I contibuted to my 401-K over the years. That has shrunk by 40 % in the past 12 months. I have NO healthcare benefits unless I pay for them. I must pay full fee for all prescriptions. I have but 1 regret and that is not staying in the Army as a US Army physician. Hindsight is 20/20. America's future is at risk as has been true of all great civilizations in the past. The Romans believed their empire would last forever. Greed, political self-interest, laziness and corruption... not to mention battles on too many fronts ended all of that. Hopefully we have the wisdom to pull out Aesop fables periodically to keep us honest.