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Originally Posted by kathyspear
FWIW: When we bought our first home in TV (9/18) we were told that you couldn't get homeowners insurance on a home in Florida if your roof was over 20 years old. (In a hurricane the roof is the first thing to go and when it does you get lots of interior damage.) When we bought our current 20 year old home a year later it was down to 15 years. Our insurance company gave us 30 days after closing to have a new roof installed. A few months later we sold the first house and the buyers couldn't get insurance unless a new roof was put on. (Existing roof was 17 years old at that point.) We and the buyers split the cost. Just something to be aware of if you want to switch insurance companies and your home is 15+ years old.
kathy
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We use The Villages Insurance, shop it every two years, so far not enough incentive to change. Claim process during the last hurricane was easy and they were both efficient and responsive.