We have Travelers (auto), and ASI (home) through The Villages Insurance. Both premiums went up so I called The Villages Ins and ask them to shop it again. They found a little known deal on both having to do with the length of time we have been with each company, our age, no claims and a credit rating of 837. I didn't understand any of it but it saved us over $400 per year so I took it. It doesn't hurt to ask. I had a little scratch and dent accident in the garage with the car recently so it will be interesting to see if the premium goes up.
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